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Applying for a mortgage? Be careful…

Inflating your income on your mortgage application may lead to either a prosecution for mortgage fraud or a tax enquiry.

Many lenders, following a successful pilot, now send applicants’ income details for verification to the Inland Revenue.

The Revenue checks the income details supplied with tax recordsĀ it holds. Individuals who inflate their income face the possibility of a tax enquiry or fraud enquiry.

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